To obtain a learner's permit, the teen must be at least 15 years old and pass a written exam. In Alabama, there are three stages to the graduated driver's license program. Uninsured/underinsured motorist bodily injury: $25,000 per person and $50,000 per accident*.Property damage liability: $25,000 per person.Bodily injury liability: $25,000 per person and $50,000 per accident.To register and operate a vehicle in Alabama, your auto insurance coverage must meet the following minimum requirements: ![]() Learn More About Required Alabama Auto Insurance Coverage This system allows users to instantly verify the insurance status of a vehicle. ![]() In January 2013, law enforcement officers and other state officials began using the State of Alabama Online Insurance Verification System.It requires that motorists who have let their insurance lapse more than once undergo a mandatory registration suspension of four months before their vehicle registration can be reinstated. In June 2011, a provision was added to the MLI.To combat this, the Alabama Mandatory Liability Insurance Act (MLI) requires that "no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy." Penalties include fines, driver's license suspension, and vehicle registration suspension. Alabama has a high rate of uninsured motorists. ![]() GEICO can help and getting an Alabama auto insurance quote from GEICO is simple. Love the roar of stock car engines? Or the roar of the football fans at an Alabama-Auburn game? Maybe a quiet visit along the Gulf Coast is more your speed? Whether Alabama is your sweet home or your getaway, it's important to know the ins and outs of auto insurance in Alabama.
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